Summary

• Why are smart investors still making foolish mistakes? The simple answer is that there is always something you do not know. We are all humans, and sometimes we make a mistake triggered by our emotions.
• The 365 principles presented here are collected and written by Dr. Charlie Q. Yang from his research on market and investor behaviors. Each of them serves as a reminder for us to avoid making the same mistake again.
• Keywords are thoughtfully selected to create topics covering important investing principles with starting letters forming a relevant word for easy memorizing. All keywords together are organized into a summary shown below. Click  READ MORE  for further details on each of the 365 principles.

Note: Each principle is also accompanied by a wisdom quote on investing, courtesy of mostly Warren Buffett as well as others.

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Investing 101
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Summary: INVEST is a 5-step ABCDE process based on sound RESEARCH to PROTECT your asset from SPOILED. Grasp the basics of MPT (modern portfolio theory) and POST-MPT first. Follow the ABC laws of investment decision making. Know what TYPE of investors you are and overcome your weakness. Learn what FDIC and INSURANCE are and how to AVOID risks. CONTROL your emotion; understand investment PRICE volatility and interest RATES changes. Invest for GROWTH, VALUE, and INCOME, not for high DIVIDEND only. (READ MORE)

Investing 201
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Summary: Learn why and how to invest in STOCK; BOND; MUNIcipal bond; mutual FUNDS; GOLD; REIT; OPTION; and CURRENCY.  Evaluate stocks using PRICELINE rules instead of your cost, own dividend stocks using PRIDE rules instead of dividend only. Understand EARNING expectation drives stock price movement. CASH is not king for long term investors. Consider ANNUITY and IPO with extra caution. Investing in hot TIPs are not reliable. ETFs are popular investments but not always the best choices. Say no to TIMING, learn how to TRADE and plan MARGIN; LOAN; and TAXES carefully. Know when to use IRA and ROTH and apply Dollar Cost Averaging properly. (READ MORE)

Investing 301
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Summary: There is always something more than you KNOW about the MARKET, TREND, and CRISIS. Do not fall in love with TECHNICAL trading. Trying to PREDICT the market is impossible. To achieve better PERFORMANCE, understand RATINGs.  Become a TIGER if you are self-directed and make the most SUITABLE investments. Developing a PLAN, seeking ADVICE, and building TRUST with caution, stay away from any PONZI scheme and investment FRAUD. Construct your portfolio through an EMPOWER process. Avoid unnecessary FEEs. Understand the financial industry's CONFLICT of interest and FIDUCIARY standards. Protect your legacy with tax benefits through ESTATE planning and making thoughtful GIFTS. Have a Simple, Safer, and Satisfying HAPPY investing and life! (READ MORE)